• 20
  • October
    2011

Heart disease is a continuing problem in America; a problem that is becoming more prevalent as baby boomers reach the age of 65. According to the Centers for Disease Control and Prevention (CDC) 26.8 million Americans have been diagnosed with some form of cardiovascular disease, whether it be coronary heart disease (CHD) or congestive heart failure (CHF). Health care advocates have long stated that heart disease is a disabling, yet preventable, condition that will plague our society and lead to higher medical costs in the long run.

Those currently dealing with heart disease may qualify for Social Security disability benefits (SSDI benefits) if they fit certain criteria. Essentially, the disability must be one which severely limits one's ability to perform basic living functions, such as bathing, dressing, getting in and out of bed, grooming and eating. Qualifying disabilities are those that have existed (or are expected to exist) for 12 months or more.

In the realm of heart disease, the Social Security Administration recognizes "cardiovascular impairment" as any disorder that affects the proper functioning of the heart or the circulatory system. Among the many impairments that can limit a person's ability to function normally, the SSA specifically recognizes chronic heart failure, ischemic heart disease, recurrent arrhythmias, congestive heart failure and peripheral arterial disease.

Applicants must provide medical evidence that satisfies one of the SSA's classifications. Such evidence may include detailed medical history reports, physical examinations, laboratory studies, and records of any prescribed treatment.

The SSA generally relies on three months of prior medical records in determining eligibility, unless it can make a decision based on an applicant's current medical condition. Nevertheless, records of ongoing treatment are critical because an applicant may be unable to show that he or she is impaired without them. As such, complete medical records are a key consideration in applying for disability benefits.

The preceding is not intended to be legal advice. If you have questions about applying for Social Security disability benefits based on heart disease, an experienced attorney can advise you.

Source: Social Security Online, Bluebook, "4.00: Cardiovascular System - Adult."