Unfortunately, while some insurance companies behave impeccably, others do not. Indeed, some insurance companies consistently turn away from what many would consider acceptable business ethics.
"Do You Have a Lawyer?"
If you get a call from an insurance company after your accident, the person on the other end of the line will probably ask you a number of questions, including whether you have an attorney. That friendly voice will not tell you the truth, however: that you should have an attorney if you want to protect your interests.
Instead, the insurance company representative will try to get you to accept a low payment, or no payment, knowing that you probably don't have a legally knowledgeable person on your side. The sooner the insurance company can get you to accept a lowball offer and get you off the phone, the sooner the insurer can forget about you and your injuries.
Other Insurance Company Tricks
Insurance companies play tricks not only on people who are making claims against their customers; they also play tricks on their own customers who are filing claims. This is simply because it saves them money.
Tricks to watch out for include:
This is not an exhaustive list. Be aware that you should protect your interests.
Speak With an Attorney
An experienced Boston car accident attorney can answer your questions and help you present a strong argument for why the insurance company should pay your claim.
Related Resource: MSN "10 Things Your Auto Insurer Won't Tell You"