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More Drivers Dropping Insurance Coverage

On behalf of posted in Insurance Issues on Monday January 24, 2011

With an uncertain economic future, people tend to examine different areas in which to save money. Unfortunately, a recent study suggests that more and more drivers are dropping auto insurance in this effort. In 1999, a study by the Insurance Research Council (IRC) found that 13 percent of drivers were uninsured. A similar report in 2003 found that number had spiked to nearly 15 percent. The IRC now predicts that number to grow even higher in 2010. The most recent IRC study notes a strong correlation between unemployment numbers and the number of uninsured motorists. Specifically, the IRC found that an…

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Auto Insurance Bill of Rights Protects Consumers

On behalf of posted in car accidents on Monday January 17, 2011

All cars and trucks on Massachusetts roads must be covered by an auto insurance policy. Insurance protects drivers from having to front the costs of car accident injuries and property damages out of pocket. Instead, insurance allows drivers to protect against the losses stemming from a car accident by paying a regular fee, known as the premium. If involved in a car accident, the insured can pay the deductible and make an insurance claim for the injuries and property damage caused by the car or truck accident. Because the world of insurance can seem very complicated, Massachusetts provides a Consumer Bill of Rights…

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Tricks Insurance Companies Play

On behalf of posted in car accidents on Tuesday January 11, 2011

If you have been in a car accident, especially one that caused serious injuries, you are probably dealing with many burdens: physical pain, emotional upheaval and more red tape than you imagined. When you contact an insurance company, then, you hope to be treated fairly and compassionately. Unfortunately, while some insurance companies behave impeccably, others do not. Indeed, some insurance companies consistently turn away from what many would consider acceptable business ethics. "Do You Have a Lawyer?" If you get a call from an insurance company after your accident, the person on the other end of the line will probably ask…

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